CALl US NOW
What Should You Do if You Think You Have Storm Damage to Your Home
1. Protect your home from further damage!
If you have storm damage to your home, you will want to take the necessary steps to prevent any further damage from occurring. Things such as tarping a leaky roof, drying out the water from a flood and boarding up broken windows are all ways to protect your home from further damage.
2. Schedule a roof inspection
You will want to have a professional come out and inspect the roof to make sure that you have storm damage before filing a claim with your insurance company. You do not want to go through all the steps to open a claim only to have your insurance tell you that you do not have storm damage. Region Adjusting offers FREE roof inspections to confirm whether you have enough storm damage where running a claim would be worth your time and effort!
3. Take Photos
If you are able to access the area where there is damage to your home, be sure to take some photos of the damage. If you hire a Public Adjuster, they will also do an inspection and take their own photos of any damaged areas/items to share with your insurance company. Photos are important in a claim to show the extent of damage to the insurance company. If the insurance estimate comes back and does not include areas of damage, but you have photo evidence that damage exists, there is a better chance of getting the insurance to agree to pay for such damages than if there was not photo evidence.
4. Do NOT provide multiple estimates to your insurance company!
If you file a claim on your own, without a Public Adjuster, it is likely that they will have you provide multiple contractor estimates. The problem with this is that the insurance companies will typically take the lowest estimate that you provided and pay out that dollar amount. The problem with this is that the lowest estimate is probably missing some items that will be required to get your home repairs done thoroughly and correctly, so you are more likely to have to come out of pocket for additional costs or have your home repairs done haphazardly. If you hire a Public Adjuster, they will take the insurance estimate and adjust it to reflect your home being repaired back to its pre-loss condition and up to current building codes and negotiate with the insurance company to get as close as possible to that amount.
